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QuestionInsurance Question  I was stopped for doing 42 mph in a 25 mph. The Ohio State Patrol gave me a written warning, with no fine. Will my insurance company be contacted?

AnswerAuto Insurance Answer

Typically a ticket for exceeding the speed limit by more than 5 mph, when the limit is less than 55 mph, results in receiving two points on your Ohio driver's license. Since you received a written warning with no fine, this violation might not be placed on your OH driving record.

Some states do not carry a fine or require a court appearance for a written warning; it instead serves as a reminder for you about your driving speeding. Other states will file this warning or place a notation regarding it on your driving record. Check with the Ohio Bureau of Motor Vehicles or Traffic Violation Bureau to find out for certain what Ohio does regarding written warnings.

Your insurance company will not be contacted by the Ohio Bureau of Motor Vehicles but if the speeding offense is recorded by the State Patrol and placed on your motor vehicle record your insurance company will see the violation when they next look up your MVR. They typically do this when you start a policy, make changes and/or at renewal time.

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