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QuestionInsurance Question  I have received 2 tickets within one month. I do not see them listed on my driving record so when I shop for insurance should I mention about my tickets?and its legal or illegal if i don't mention them?

AnswerAuto Insurance Answer

If you have recently paid for the citations you received but do not see them on your driving record, it could be that the convictions have not made their way from the one state agency database to the other. Eventually the tickets will likely be listed on your MVR though.

When filling out an application for insurance or shopping for insurance you should always give the most accurate and complete information possible. If the insurance company asks about your moving violations that occurred within a certain time period you will need to mention the tickets that you received within that time frame.

If you give inaccurate information and the violations show up when the insurance company runs your driving history then the quote you were given originally will have to be modified so that you can be rated appropriately using this new piece of information.

In most states, if you intentionally leave off information or mislead the insurance company in order to obtain a lower premium rate it can be considered insurance fraud.

If you are shopping for car insurance rates you can start here to get an online auto insurance quote.

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