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QuestionInsurance Question  My friend was driving my car the other night and we got pulled over. The driver (my friend) of my car received a DUI. Since it is my car will my insurance go up? Will this be reported to the insurance company? I was in the car with him and live in the state of Iowa.

AnswerAuto Insurance Answer

Typically, if a ticket is written to a driver only and not against the vehicle, it is the driver's record that will be affect. If this is the case and your friend received the ticket in his or her name only than it would usually be their license and insurance rates that would be affected by this citation.

Iowa has tough laws against driving under the influence of either alcohol or drugs. A court conviction of an IA operating while intoxicated, OWI, includes penalties such as a 48 hour jail sentence for a first offense, course for drinking drivers and substance abuse evaluation and or treatment. This is misdemeanor charge also comes with a fine up of to $1000.

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