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QuestionInsurance Question  When does the SR22 start and end? Three years from the accident and license suspension or 3 years from when you purchased the SR-22 insurance? I live in Florida.

AnswerAuto Insurance Answer

The Florida Responsibility Law in Florida, as described by the FL Driver's Handbook, requires any person to have bodily injury liability insurance at the time of:

  • A crash where you are at fault and injuries have occurred.
  • A suspension for too many points against your driver license.
  • A citation for DUI, which results in revocation.
  • A revocation for Habitual Traffic Offender.
  • A revocation for any serious offense where this department is required to revoke your license.

If you are involved in any of these violations and do not have insurance to comply with the FR law, your driver license and/or plates will be suspended for up to 3 years.

To get your driving privileges reinstated, you will have to pay a $15 fee and show the department certified proof of full liability on the SR-22 form for 3 years from the original suspension date.

You should check with the Florida Department of Highway Safety and Motor Vehicles (HSMV) to make certain regarding the length of time your situation requires you to keep the SR-22.

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