CarInsurance.com Get Direct Auto Insurance
> ZIP code:  Click & Quote
CarInsurance.com Navigation
  About Car Insurance About Us
  Car Insurance Site Map Site Map

Get Free Quotes Now

Zip Code:
Save With CarInsurance.com!
Car Insurance Learning Center  Learning Center  Auto Insurance Questions & Answers   Questions & Answers  Professional Answers   Professional Answer
Use the form below to email this article to a recipient that may find this article helpful or click on the question to find many more related answers to your questions.

QuestionInsurance Question  There appears to be some confusion regarding the interstate DLC (Driver License Compact) and what it means. If a Massachusetts licensed driver receives a speeding ticket in the State of Texas and pays the fine, will the violation be reported to the State of Massachusetts and impact the drivers insurance rating?

AnswerAuto Insurance Answer

We hope to clear up any confusion there is in regards to the interstate Drivers License Compact with regards to the situation you described. The state of Texas is a member of the Drivers License Compact (DLC) while Massachusetts is not a member of this Compact.

According to the Massachusetts driver's manual located at the MA Registry of Motor Vehicles (RMV), MA has arranged to share driving record and criminal violation information with other states. So even though Massachusetts is not a part of the DLC, they have their own agreements with other states to exchange violation information.

The RMV driver's manual goes on to say that certain traffic offenses committed by a MA licensed driver in other states will be placed on their MA driving record and treated by the RMV as if the offense had occurred in Massachusetts.

RMV also notes that out of state violations count toward possible license suspensions and Safe Driver Insurance Plan surcharges. Furthermore, if your license or driving privileges have been suspended or revoked in another state, your MA license will also be suspended.

Since the RMV treats most out of state violations as if they occurred in state, then a Texas speeding ticket will likely be treated as if it happened in MA. If this is done, according to the Safe Driver Insurance Plan (SDIP) a minor traffic violation (like speeding) is assessed a 2 point insurance surcharge.

The RMV doesn't disclose which states they do get information from and which ones they do not. So, we can answer specifically to your state but it is possible and likely.

An insurance surcharge for a speeding ticket could impact a driver's rating plan. If it is your first minor traffic offense, than it may not since the MA Division of Insurance SDIP information states that there is not an insurance surcharge for a driver's 1st traffic violation.

We have seen out of state violations occur and show up on resident state reports, we also have been told of out of state violations and they don't show up on resident state reports.

If you are a MA resident and you receive an out of state ticket, please add comments so future visitors can learn which states MA actually collects data from.

Your Name:
Your Email:
Send To This Email:
Your Comments:
 
©2009 CarInsurance.com, Inc. - Online Insurance Marketplace™
safe and secure auto insurance   better business bureau car insurance   Tested, Safe, and Secure Car Insurance