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QuestionInsurance Question  I live in Washington State and received a speeding ticket in Hawaii. This is my first speeding ticket and I am wondering if it will raise my insurance rates.

AnswerAuto Insurance Answer

Washington State and Hawaii are both members of the Drivers License Compact meaning that Hawaii's court system or Department of Transportation will inform the Washington Department of Licensing (DOL) of your out of state speeding citation.

The Revised Code of Washington (RCW) 46.21.010 gives information regarding Washington State's participation in the Drivers License Compact (DLC). Here it states the licensing authority of a party state (of the DLC) shall report each conviction of a person from another party state to the licensing authority of the home state of the licensee.

The report back to the driver's home state shall clearly describe the violation, specifying the section of the statute, code or ordinance violated; identify what action was taken; indicate whether a plea of guilty or not guilty was entered or the conviction was a result of the forfeiture of a security

According to the WA DOL site, they keep a record of traffic infractions, convictions for motor vehicle violations and notices for failure to appear or respond to traffic citation on every driver in the state. This information that goes on your driving record is obtained by clerk of the courts and licensing agencies so it would appear that the out of state information reported to the DOL would also be placed on your WA driving record.

If the HI speeding ticket is placed on your WA driving record than your insurance company can see it the next time they pull your MVR. The Washington Office of Insurance Commissioner states that insurance rating systems differ depending upon an insurance company's own guidelines but typically rate on factors including your driving record. To find out if your out of state speeding ticket would affect your rates, check with an agent of your insurance company about their rating system.

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