CarInsurance.com Buy Insurance Online
> ZIP code:  Quote & Compare
CarInsurance.com Navigation
  About Car Insurance About Us
  Car Insurance Site Map Site Map

Get Free Quotes Now

Zip Code:
Save With CarInsurance.com!
Car Insurance Learning Center  Learning Center  Auto Insurance Questions & Answers   Questions & Answers  Professional Answers   Professional Answer
Use the form below to email this article to a recipient that may find this article helpful or click on the question to find many more related answers to your questions.

QuestionInsurance Question  A golf ball shattered the back windshield of my car while parked in the golf course parking lot. Who is responsible and why?

AnswerAuto Insurance Answer

The person that hit the golf ball and broke your windshield would be the person ultimately responsible for the breaking of your windshield. They are the one whose actions caused your back windshield to be shattered.

If you do not know who the person is that hit the ball into your car's back glass, then you can ask the golf course if their insurance will pay for your damages but typically this would be excluded. The golf course parking lot likely has a sign stating that owner of vehicles are responsible for their cars being parked there and they cannot be held liable.

If you are in the position of not knowing who hit the golf ball into your vehicle and if the golf course will not take responsibility for the damages then you will likely need to put in a claim with your physical damages portion of your insurance policy.

Comprehensive coverage will normally cover glass breakage. You will need to pay the deductible associated with this coverage (unless you are in a state that waives the deductible for glass replacement) but would be able to get your back glass repaired or replaced.

Your Name:
Your Email:
Send To This Email:
Your Comments:
 
©2009 CarInsurance.com, Inc. - Online Insurance Marketplace™
safe and secure auto insurance   better business bureau car insurance   Tested, Safe, and Secure Car Insurance