CarInsurance.com Compare Insurance Companies
> ZIP code:  Quote & Compare
CarInsurance.com Navigation
  About Car Insurance About Us
  Car Insurance Site Map Site Map

Get Free Quotes Now

Zip Code:
Save With CarInsurance.com!
Car Insurance Learning Center  Learning Center  Auto Insurance Questions & Answers   Questions & Answers  Professional Answers   Professional Answer
Use the form below to email this article to a recipient that may find this article helpful or click on the question to find many more related answers to your questions.

QuestionInsurance Question  My son is excluded from my auto insurance policy but sometimes I allow him to drive my vehicle to school and back. If he were pulled over would he receive a ticket for being excluded from the insurance policy?

AnswerAuto Insurance Answer

It will depend upon state laws if your son would be ticketed or not if he was pulled over in your vehicle which he is basically driving without insurance. If your state requires every driver to be insured and he cannot prove that he is then he likely would be ticketed. If instead your state requires the vehicle to be insured then it not as likely that he could be cited unless there was a way for law enforcement to check and find out that he was excluded from your policy and thus the vehicle insurance is nullified for him as a driver.

It is important to remember that if you have specific exclusion on a driver on your policy that he or she will not be extended your insurance coverage if they are in an accident. Thus if your son were to be in an accident he could probably be cited for not being insured after it is found out that he had no coverages under your policy. At that point depending upon liability laws usually you as the owner of the car could be held responsible, along with your son, for any damages he may have caused another party or parties.

You may want to check with a lawyer or the your Department of Motor Vehicles to see if they can give you more information on what exactly would happen in your state if your son is pulled over operating your vehicle while being excluded from the insurance policy.

Your Name:
Your Email:
Send To This Email:
Your Comments:
 
©2009 CarInsurance.com, Inc. - Online Insurance Marketplace™
safe and secure auto insurance   better business bureau car insurance   Tested, Safe, and Secure Car Insurance