The UMPD also known as Uninsured Motorist Property Damage coverage usually covers your vehicle's damages from an accident caused by a driver that is uninsured.

UMPD is not an available coverage in Pennsylvania. These are the available coverage in PA:

Mandatory Pennsylvania Liability Coverage:

• Bodily Injury
• Property Damage
• First Party Benefits - Medical
• Right to Recover Damages (Tort Options)
• Limited Right to Recover Damages (Limited Tort)
• Full Right to Recover Damages (Full Tort)

Optional Pennsylvania Liability Coverage

• First Party - Combination Package Benefit (CPB)
• First Party - Extraordinary Medical
• First Party - Income Loss
• First Party - Accidental Death
• First Party - Funeral
• Uninsured Motorist Bodily Injury
• Uninsured Motorist Bodily Injury - Car Stacking

Optional Pennsylvania Vehicle Coverages

• Comprehensive
• Collision
• Towing/Labor (Roadside Service) 
• Rental Car Limits(Loss of Use)
• Customized Equipment
• Loan/Lease Gap Coverage

In states where UMPD is available, it is never intended to replace physical damage, but rather used supplement it. For example, in CA it has a limit of $3500. While in WA it may have a deductible of $100, but a $300 deductible for hit and run claims.

As you can see it is different in every state. Please get a Pennsylvania car insurance quote with CarInsurance.com to see if we can save you money in Pennsylvania.