The New York State DMV states that if you do not have insurance coverage and you do not surrender your vehicle plates to the DMV, your registration and driver license are suspended indefinitely.

If you had a lapse in your insurance coverage and did not surrender your vehicle plates immediately, your registration is suspended for the same number of days that you did not have insurance coverage, but did hold the vehicle plates. If the time is more than 90 days, your driver license is also suspended for the same number of days as the registration. To reinstate your driver license, you must pay a termination fee of $25 when the suspension ends.

There likely will be other fines and associated fees to be paid so you and your husband may want to call the court listed on the citation received for driving without insurance. The court should be able to provide you with the information you want to know about this offense and its associated penalties.

If you and your spouse still need NY auto insurance, get a quote here with us.