Good student discounts are offered as a way to help alleviate the high cost of auto insurance for more responsible teens by allowing this type of reduction in their rates.
Statistics have shown that students with higher grade point averages (GPA) tend to be more responsible when operating an automobile. A discount is thus offered to encourage responsibility in those young drivers under the age of 25 who may be eligible.
To find out if you would be eligible for a good student discount contact your insurance agent and find out if they offer this discount and if so what their requirements are to obtain.