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QuestionInsurance Question  I am from Massachusetts and happened to get an automated red light ticket in Maryland a few weeks back. Will this be reported to Mass since I know it is just looked at as a fine in Maryland? If it is reported, will my points increase?

AnswerAuto Insurance Answer

Massachusetts is not part of the multi-state Drivers License Compact like the State of Maryland is and which requires member states to report tickets received by motorists back to the state which the person is licensed in. Though Massachusetts is not a member of this compact, the state of MA does have agreements with other states to exchange this type of moving violation information.

The Massachusetts Registry of Motor Vehicles (RMV) driver handbook states that certain traffic offenses committed by a MA driver in other states will be placed on their driving record and treated as if the violation has occurred in MA.

The RMV notes as well that out of state violation convictions may count toward surcharge-able events and thus possible license suspensions and Safe Driver Insurance Plan (SDIP) surcharges. Surcharge-able events are considered motor vehicle violations and at-fault accidents.

The Code of Massachusetts portion that discusses this Safe Driver Insurance Plan (211 CMR 134) states specially that The Plan shall take into consideration certain major and minor out of state traffic violations.

From this information it would appear that your out of state Maryland ticket will be put on your MA driving record and the traffic infraction can likely affect your auto insurance if Massachusetts law has a similar traffic offense to the one you received in MD.

To find out if the red light camera ticket from MD will be placed on your record check with the RMV. To see how much your premiums could change due to this citation, MA if it is placed on your driving record, check with your insurance provider or the MA Division of Insurance.

If surcharge points are given it would either be 2 for this minor traffic violation or 0, if this is your first traffic offense

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