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QuestionInsurance Question  Hi, I live in Ohio and am a minor. I got a written warning for speeding, what happens?

AnswerAuto Insurance Answer

Typically a ticket for exceeding the speed limit by more than 5 mph, when the limit is less than 55 mph, results in receiving two points on your Ohio driver's license. Since you received a written warning with no fine, this violation might not be placed on your OH driving record.

Some states do not carry a fine or require a court appearance for a written warning; it instead serves as a reminder for you about your driving speeding. Other states will file this warning or place a notation regarding it on your driving record. Check with the Ohio Bureau of Motor Vehicles or Traffic Violation Bureau to find out for certain what Ohio does regarding written warnings.

The OH BMV site notes that if a probationary driver license holder under the age of 17 is convicted of having committed one moving violation during the first six months of having a driver license, the person must be accompanied by a parent or guardian whenever operating a motor vehicle during the six-month period commencing on the date on which the person is convicted of or pleads guilty to the moving violation or until the person attains the age of 17.It is doubtful that this warning would cause this restriction but you should check with the BMV to be certain.

If this speeding offense is recorded by the State Patrol and placed on your motor vehicle record your insurance company will see the violation when they next look up your MVR. They typically do this when you start a policy, make changes and/or at renewal time.

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