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QuestionInsurance Question  I am from PA. If an uninsured driver hits my vehicle, am I responsible for paying for the deductible on my insurance?

AnswerAuto Insurance Answer

Yes, normally you are responsible for the deductible if an uninsured motorist has damaged your car and you are making a claim through your own collision coverage.

You may check with your agent to see if your company ever waives the collision deductible in a case where there was an uninsured motorist at fault for the accident.

For consumer information on being in an accident with an uninsured motorist you can contact Pennsylvania Insurance Department.

 

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