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QuestionInsurance Question  My daughter is 21 and does not live at home. She is not a student. Can she still be insured under my policy?

AnswerAuto Insurance Answer

Insurance companies’ guidelines differ but since your daughter is not a student and no longer lives in your household it is likely that your insurance carrier would not continue to allow you to keep your daughter or her car on your policy.

Since your daughter is living in a separate residence some insurance companies would not want to continue to insure her on the current policy. Many insurance companies will not insure vehicles from more than one household. Thus she will probably have to purchase her own policy for this vehicle.

If your daughter's car is still listed on policy you will need to discuss with your insurance agent if your insurance provider will allow you to insure her since many carriers will not insure vehicles from more than one household on a single policy.

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