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QuestionInsurance Question  In most states, what is the maximum uninsured/underinsured motorist coverage available? (I am not referring to umbrella or excess liability insurance.)

AnswerAuto Insurance Answer

The maximum amount of uninsured/underinsured (UM/UIM) coverage available varies by carrier and state. Typically, they are as high as the available Bodily Injury Liability Limits. Here are all the different UM limits that we currently offer on our site (again it varies from state to state):

$10,000/$20,000
$12,500/$25,000
$15,000/$30,000
$20,000/$40,000
$21,000/$41,000
$25,000/$50,000
$26,000/$51,000
$30,000/$60,000
$40,000/$80,000
$50,000/$50,000
$55,000/$55,000
$60,000/$60,000
$75,000/$75,000
$50,000/$100,000
$100,000/$100,000
$51,000/$101,000
$100,000/$200,000
$200,000/$200,000
$100,000/$300,000
$300,000/$300,000
$101,000/$301,000
$325,000/$325,000
$250,000/$500,000
$500,000/$500,000
$251,000/$501,000
$200,000/$600,000
$500,000/$1,000,000
$1,000,000/$1,000,000
$501,000/$1,001,000
$1,000,000/$2,000,000

To help decide what type of auto insurance coverage is right for you try using our coverage calculator. This coverage calculator offers basic recommendations for typical coverage needed based on the answers you provide.

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