We estimate that there are about 269,185,360 personal auto insurance policies, but again this is just an estimate using auto premiums written in the U.S. and the national policy premium average.

In 2009, the national average for auto premium is $1,766 per policy. In contrast, health insurance premiums have risen 87 percent in the last 6 years!

You can compare this month's average premiums in every state compared to the national average cost of car insurance.

If you want to see if you can research and find out how many auto insurance policies there may be at any given time in the United States you can try contacting each states' insurance regulator to see if they have a figure for how many policies are in their state and then total all of these figures up.

We do not believe there is a national resource that totals up policy counts, but rather they total up Total Premium Written. You may try contacting organizations like, National Underwriter, Insurance Information Institute (III), or the National Association of Insurance Commissioners (NAIC) to see if they calculate the total of auto insurance policies that there are currently in effect in the United States.

If you would like to add one more personal auto insurance policy to the total, you can get a car insurance quote and policy here with an auto insurance specialist.