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QuestionInsurance Question  Are there any other states besides Florida which require insurance companies to waive your deductible if you need your windshield glass replaced?

AnswerAuto Insurance Answer

Yes, there are other states besides that require insurance companies to waive the deductible for windshield repair or replacement.

Another state that we are aware of that waives the deductible for those that have comprehensive coverage and need their windshield replaced is Kentucky. If you have Kentucky-based comprehensive insurance, KY state law states that your insurance company will waive the deductible for windshield repair or replacement, which means no out-of-pocket expense for the policyholder.

There may be other states however most states do not have a law waiving the deductible like Kentucky and Florida do. Most states insurance regulators only state that many insurance companies will waive the deductible for the windshield occurrence if you can repair it rather than replace it. This varies from insurance company to insurance company if there is no state law requiring them to waive this deductible.

If there is a specific state you had in mind that you wanted to know if they have a statute or law regarding the deductible for getting a windshield repaired or replaced then check with that state's insurance regulatory body.

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