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QuestionInsurance Question  In the State of Florida it takes 3 years for the points to be removed from a ticket. Is this from the date of the violation or the date found guilty in court?

AnswerAuto Insurance Answer

According to the Florida Department of Highway Safety and Motor Vehicles (HSMV) the offense dates of all convictions are used in computing points and suspensions.

Points that are placed on your Florida driver's license due to traffic violations stay on your record and are counted against you for 3 years for insurance purposes. However the points are not removed at that point. Points can continue to accumulate on your record beyond those 3 years though so the state can keep track and impose penalties if necessary.

Beyond this 3 year period if you accumulate 3 major offenses or 15 minor offenses for which you receive points for within a 5 year period, your Florida license can be revoked. If you have amassed this amount of points in and offenses within 5 years you are found by the FL Highway Safety and Motor Vehicles (HSMV) to be a habitual traffic offender (HTO).

The Florida Statutes authorizes the HSMV to establish and maintain the management of driving records. The HSMV notes that convictions reflecting point assessments remain on a customer’s complete driver history record for a period of 10 years from the date of conviction. However, serious convictions (DUI, DUI/Manslaughter, Vehicular Homicide, etc.) will remain on the record for 75 years. 

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