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QuestionInsurance Question  Is your license automatically suspended in the state of Georgia if you are caught driving without auto insurance or is it up to the judge to decide your penalty?

AnswerAuto Insurance Answer

Yes, it is our understanding that if you are caught driving without insurance in Georgia that your license will be automatically suspended for a period of 60 to 90 days. The GA Department of Driver Services (DDS) states that they shall suspend a license for conviction of a variety of offenses. Conviction for driving without insurance is listed here as a mandatory 60/90 suspension. You would need to contact the DDS to find out if the length of the suspension is determined by this department or the judge that gets your traffic case.

When a motorist is convicted of driving without insurance in Georgia one part of the penalty is a 60 to 90 day license suspension. The other penalties you may face for not having acceptable proof of insurance is as the car owner you will be unable to register and purchase a Georgia license plate for your vehicle; unable to renew, replace or transfer your existing Georgia tag; and will be subject to fines and vehicle impoundment if the vehicle was involved in an accident.

If you were cited for driving without insurance then you should contact the court listed on the citation to find out what specific penalties you may be facing and if obtaining the proper car insurance policy before the court date could help.

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