CarInsurance.com Happy Holidays
> ZIP code:  Start Quote
CarInsurance.com Navigation
  About Car Insurance About Us
  Car Insurance Site Map Site Map

Get Free Quotes Now

Zip Code:
Save With CarInsurance.com!
Car Insurance Learning Center  Learning Center  Auto Insurance Questions & Answers   Questions & Answers  Professional Answers   Professional Answer
Use the form below to email this article to a recipient that may find this article helpful or click on the question to find many more related answers to your questions.

QuestionInsurance Question  My back auto glass was smashed during an attempted theft. As a long time Florida resident I was told that I had to pay this deductible, since it was not a windshield, but a back window. True?

AnswerAuto Insurance Answer

Yes, the Florida statute that waives the deductible speaks of doing so for the front windshield and not back or side glass.

The wording of the Florida Statute, 627.7288, appears to say that the deductible is waived only for windshield glass. The basics of this statute states that the deductible provisions of any Florida motor vehicle insurance policy, providing comprehensive or combined additional coverage, shall not be applicable to damage to the windshield of any motor vehicle covered under such policy.

Current Florida statute states:

Comprehensive coverage; deductible not to apply to motor vehicle glass. The deductible provisions of any policy of motor vehicle insurance, delivered or issued in this state by an authorized insurer, providing comprehensive coverage or combined additional coverage shall not be applicable to damage to the windshield of any motor vehicle covered under such policy.

It seems that from reading the Florida Statute it would apply to only the windshield of the motor vehicle and so the deductible would not be waived, thus it would be due, for back glass smashed during an attempted theft. For further interpretation of the Florida statute that waves the glass deductible contact the insurance consumer division of the FL Department of Financial Services.

Your Name:
Your Email:
Send To This Email:
Your Comments:
 
©2009 CarInsurance.com, Inc. - Online Insurance Marketplace™
safe and secure auto insurance   better business bureau car insurance   Tested, Safe, and Secure Car Insurance