CarInsurance.com Car Insurance
Estimates Online
> ZIP code:  Click & Quote
CarInsurance.com Navigation
  About Car Insurance About Us
  Car Insurance Site Map Site Map

Get Free Quotes Now

Zip Code:
Save With CarInsurance.com!
Car Insurance Learning Center  Learning Center  Auto Insurance Questions & Answers   Questions & Answers  Professional Answers   Professional Answer
Use the form below to email this article to a recipient that may find this article helpful or click on the question to find many more related answers to your questions.

QuestionInsurance Question  A 28 yr old man hit my brick wall, mulberry tree and 2 oak trees and damaged my driveway. All trees are mature and about 24" around. He was drunk and was care-flighted to a hospital(hes OK). I had a Horticulturists look at my trees and he said they would die. Now my question is how much will the insurance pay? It will cost about $18,000.00 to replace the 24" trees with 8" trees not including the brick wall and my drive way that was damaged.

AnswerAuto Insurance Answer

You will need to place a claim against the at-fault party's property damage liability policy. It will then depend upon the limits of the driver's PD policy and the investigation of the claims department of his insurer to decide how much they will pay out on a claim for the damages the drunk driver caused to your brick wall and trees.

Once you make a claim through the property damage liability portion of the at-fault driver's policy then a claims adjuster from his insurance carrier should come out to survey the damage. The adjuster should be able to give you information on what they will pay out on according to the terms of the at-fault party's policy coverages and state laws, if they have a bearing on your claims filing.

The claims adjuster for the at-fault party should be able to answer more of your questions about what they will do concerning the repair of your brick wall and your trees that were damaged. If you need to get consumer advice on what your rights are according to your state's laws contact your state's insurance regulatory body.

Your Name:
Your Email:
Send To This Email:
Your Comments:
 
©2009 CarInsurance.com, Inc. - Online Insurance Marketplace™
safe and secure auto insurance   better business bureau car insurance   Tested, Safe, and Secure Car Insurance