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QuestionInsurance Question  My husband cannot get his Florida driver's license because he needs an SR-22 for the state of Rhode Island. How can he get an SR22?

AnswerAuto Insurance Answer

According to the Rhode Island Department of Business Regulation (RI DBR) your husband needs to buy insurance in Florida from an insurance company that is also
licensed in RI. The insurer can then provide the SR 22 that he needs and the state of Rhode Island is requiring.

You can check the RI DBR website for a list of companies licensed in RI. Then check the FL insurance department for a list of insurance carriers to determine which companies are authorized and licensed in both states. You can also check with our agents at 1-800-964-4849 to see if our affiliates and partners can provide your husband with the type of insurance coverages he needs.

We offer this coverage through our web site, just indicate that your husband needs to file for financial responsibility on the drivers page of the quote. On the coverage page, select the limits required in RI:

  • Bodily Injury Liability: $25,000/$50,000 Limit
  • Property Damage Liability: $25,000 Limit
  • Uninsured/Underinsured Motorist Bodily Injury: $25,000/$50,000 Limit

Since you and your husband live in Florida you can get the FL auto insurance you need and since it will need to be with an insurance company that also provides car insurance in RI they should be able to file the Rhode Island SR-22 financial responsibility certificate with the state for your husband.

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