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QuestionInsurance Question  How long does a speeding ticket and a OWI 1st offense stay on your record (insurance wise) in the state of Wisconsin?

AnswerAuto Insurance Answer

Most traffic convictions are retained on Wisconsin's driving records for 5 years from the date of conviction. However, convictions for Operating While Intoxicated (OWI) with violation dates on or after January 1, 1989, and certain commercial driving convictions are retained on the Wisconsin driving record for life. (Life is currently defined as 55 years.)

So the speeding ticket should remain on your WI driving record for 5 years and the OWI for life, you can contact the Wisconsin Department of Transportation for more information on your driving record.

According to the WI Commissioner of Insurance, drivers in Wisconsin can be classified by car insurance companies based on a number of different characteristics including, but not limited to, age and gender, marital status, where the vehicle is garaged, driving record, make and model of vehicle, prior insurance coverage and annual miles driven.

History has shown that drivers with certain characteristics, such as a poor driving record, have a greater chance of being involved in an accident, and the drivers in those classifications must pay higher rates. Preferred

In WI typically drivers can get insurance from a preferred company instead of a non-standard (high risk) insurer when they have had a clean driving record for the previous three years to five years.

To find out for certain how long your speeding offense and OWI will affect your insurance rates you can contact the Wisconsin Commissioner of Insurance for the rates filed by your insurance company. Or you can discuss with your current insurer how long they look back at the offenses on your record. Normally insurance carriers will long back and rate for 3, 5 or 7 years.

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