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QuestionInsurance Question  My license is suspended in Pennsylvania (I currently reside in PA). I am moving to Delaware in a few months. Am I able to get a DE license there before my suspension is up in PA?

AnswerAuto Insurance Answer

No, you probably will not be able to obtain a license in Delaware while your license is under suspension in the state of Pennsylvania.

According to the DE Division of Motor Vehicles state law does not permit the DMV to issue a driver's license under certain circumstances. In the Delaware DMV's list of situations in which they do not issue a license it is mentioned that you cannot obtain one if your license or driving privileges are suspended or revoked in any jurisdiction.

The Delaware DMV should check the National Driver Register (NDR) which all states and the District of Columbia report information to. The NDR contains records on those who have had their licenses revoked or suspended, or who have been convicted of serious traffic violations (i.e. DUI) throughout the United States and are thus considered "problem drivers."

When a person applies for a driver's license, the state DMV checks to see if that driver's name is on the NDR file. If that person has been reported to the NDR as a problem driver, a license may be denied until the issue has taken care of and their license has been reinstated in the state that has the hold on their license.

You can contact the DE DMV directly to find out about your specific situation however likely you will need to get your PA driver's license reinstated before you can apply for a DE driver's license. Once you are moved to Delaware and have a fully valid driver's license be sure to get the insurance you need on any cars that you own.

The DE Insurance Commissioner notes that all Delaware drivers are required to carry three types of auto insurance policies validly issued by companies authorized to write in the State of Delaware to satisfy the state's insurance requirements. The minimum required insurance in Delaware includes coverages of:

15/30 for Bodily Injury (BI) protection. If you are responsible for the injury or death of another person(s), your insurance company will pay $15,000 for bodily injury or death of one person, $30,000 for bodily injury or death of two or more persons

10 Property Damage (PD). If you are responsible for damages to another person's property your insurance company will pay $10,000.

15/30 Personal Injury Protection (PIP). Whether you are responsible for the accident or not, your insurance company will pay for the medical expenses and loss of wages for you and your passengers. Your insurer will pay up to $15,000 to any one person involved in a single accident, up to $30,000 to all people involved in a single accident, with no more than $15,000 to any one person. Also included in PIP coverage is up to $5,000 for funeral expenses.

You can get a quote for affordable DE car insurance.

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