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QuestionInsurance Question  If I was pulled over by a police officer in NJ for speeding, and given only a warning, will I be receiving any letters in the mail about it?

AnswerAuto Insurance Answer

To the best of our knowledge you will not receive anything in the mail if you received a warning by a police officer for speeding in New Jersey. State laws and local jurisdictions vary though. You didn't indicate if you had insurance at the time.

Some written warnings go into the local files of police department computer systems. This is done so that if you are pulled over once again in the same area then the officer that runs your name and license number through the computer will see that you were given a warning previously and have not corrected your driving style so you would likely get a ticket the next time and not a warning.

Typically police officers are allowed to use their own discretion in deciding whether to issue a warning or a ticket during a traffic stop. Your attitude, your actions while being stopped and the moving violation you were stopped for all help a law enforcement officer decide if they will issue a warning or a citation.

Most states do not carry a fine or require a court appearance for a written warning; it instead serves as a reminder for you about your driving and that you could have been ticketed. Other states will file this warning or place a notation regarding it on your driving record. We do not believe that New Jersey places warnings on your driving record however you can verify this by contacting the NJ Motor Vehicle Commission (MVC) and make sure that they will not be sending you out anything in the mail regarding the warning you received for speeding.

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