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QuestionInsurance Question  If you have a Michigan license and get a ticket in Toronto, Canada will you receive points?

AnswerAuto Insurance Answer

Yes, likely the traffic offense will be placed on your Michigan driving record and assigned points if you are convicted of it in Toronto, Canada. According to the Ministry of Transportation of Ontario (MTO), they have reciprocal agreements currently with the State of New York, the State of Michigan and all Canadian provinces and territories. So the court in Ontario should report the moving violation conviction back to the Michigan Secretary of State (SOS) if you plead guilty and pay the fine for the Toronto.

The MI SOS site states that for out of state traffic tickets it is likely that they will eventually appear on your Michigan driving record. If the violation substantially corresponds to a violation of a Michigan law, then the conviction will be posted to your driving record and points will be assessed as required by the Michigan Vehicle Code once the information is received in.

If the ticket is for an offense for which a suspension would have been given if the ticket had been received in Michigan, then a suspension will be imposed after the posting of the ticket, allowing time for due process and the sending of a notification letter. Michigan law requires that the same action be taken for tickets received out-of-state as those received in Michigan, therefore, points and suspensions may be imposed.

To discuss your particular traffic offense or situation regarding a citation received in Toronto, Canada you should contact the MI SOS directly and see if the violation conviction will be placed on your Michigan driving record and assessed points. If the violation is put on your record then your insurance carrier could see it the next time they pull your MVR and thus it could affect your rates. Whether it would affect your rates would depend upon you insurance provider's rating system.

To get low cost car insurance quotes for Michigan, follow this link.

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