According to the Massachusetts Division of Insurance, if an object damages your windshield, you are covered for this loss if you have Comprehensive (OTC - Other Than Collision) coverage on your vehicle.

The normal $300, $500 or $1000, or whatever you may have selected as your Comprehensive coverage deductible, does not apply to a glass loss. You will be covered for the full amount of the loss without a deductible unless you opted for a $100 deductible for glass breakage when you started your Comprehensive coverage.

So you should read through your car insurance policy to make sure you did not choose to have the $100 deductible for glass breakage and thus can get your windshield repaired or replaced by placing a claim through your Comprehensive coverage and not owe a deductible.