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QuestionInsurance Question  Will my insurance cover a whoo whoo whistler?

AnswerAuto Insurance Answer

Some drivers customize their vehicle with a turbo whistle or muffler whistle. Some call them whistle tips, woo woo whistle, muffler whistle, or a turbo whistler.

With most CarInsurance.com carriers, when you purchase physical damage, you can add coverage called CPE or Customized Parts and Equipment coverage. When you are purchasing your policy, the coverage is listed on your final rate page. You can add the amount you need and recalculate your price. You should consider purchasing Customized Equipment coverage if your vehicle has permanently installed custom parts or equipment other than those installed by the original manufacturer.

Coverage will extend to the lesser of actual cash value, declared value, or actual cost to repair. The insured will be required to maintain and present proof of purchase and proper installation upon request. As long as you have this coverage, you can file a claim for your whoo whoo whistle when it is damaged.

  • Your coverage will cover you even if you decide to drive early in the mornin’
  • Whistle tips do not allow the driver to act according to the rules of an emergency vehicle such as driving on the wrong side of the road or running through stop signs
  • If you do get into an accident while driving in a car operating a whistle tip, do not try to hide the fact that you have a whistle tip installed but instead clearly state “Yea I got it on my car” if questioned about it by law enforcement
  • In most states, whistle tips have been outlawed. Therefore if you hear one while you are up cookin breakfast or something, you should notify the authorities.

Like an installed whoo whoo whistle, you can also purchase a fake whistler for your muffler. The air travels through it and makes sounds like a real turbo engine. It is a cheap way to have a whoo whoo whistler and not need to buy insurance to cover the woo woo. Some drivers install a deer whistle to help prevent accidents with deer. In certain areas, odds of having a deer and car accident may be less than 1 in 3 within a year.

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