Car Insurance Questions and Answers: CarInsurance.com offers consumers car insurance quotes, policies, news resources and this question and answer blog. If you would like to add this RSS feed to your page, you must keep the links to our site active. CarInsurance.com promotes a resource site for informed consumers.http://www.carinsurance.com/kb/customerservice@carinsurance.comSat, 04 Jul 2009 20:44:42 GMTCarInsurance.com RSS Feed Questions and Answershttp://www.carinsurance.com/kb/content50090.aspx No, insurance carriers do not require a spouse’s name to be on the car title in order to have a joint insurance policy. Most insurance carriers will accept the named insured or spouse therefore only one of the names is required to be on the registration (or title) to be includ...Fri, 03 Jul 2009 08:36:00 GMThttp://www.carinsurance.com/kb/content50157.aspx We contacted the Alberta government since as you noted on their website they do not specifically cover this type of situation. Their representative responded to us by saying that a person under the age of 18 years would require parental consent and valid identification to regist...Fri, 03 Jul 2009 08:36:00 GMThttp://www.carinsurance.com/kb/content49767.aspx Yes, if want to take out Uninsured Motorist Bodily Injury coverage on two of your vehicles than you must also take it out on your third vehicle as well. In Florida , Liability coverage must be the same for all vehicles on the policy. If Uninsured Motorist Bodily Injury (UM)...Fri, 03 Jul 2009 08:36:00 GMThttp://www.carinsurance.com/kb/content49820.aspx Most classic car insurance providers do require that if they insure your 1950 Ford Skyliner that it would have to be kept in a locked garage. For our Classic Car customers we currently work with Safeco. Safeco states that as part of their eligibility requirements to obtain a...Fri, 03 Jul 2009 08:36:00 GMThttp://www.carinsurance.com/kb/content50336.aspx The Oklahoma driver's manual notes that if you receive a ticket for failing to have proof of liability insurance, the courts will notify the Department of Public Safety (DPS). Your driver license and your vehicle tags will be suspended. We believe the notice you received from ...Thu, 02 Jul 2009 06:28:00 GMThttp://www.carinsurance.com/kb/content50297.aspx If you are moving to New York and becoming a resident than you have a short period of time in which to change over your driver's license, car registration and title as well as the insurance policy on the vehicle. The New York State Department of Motor Vehicles (DMV) states th...Wed, 01 Jul 2009 11:12:00 GMThttp://www.carinsurance.com/kb/content50312.aspx There are child passenger restraint laws in Massachusetts however we could not find a law that has requirements regarding when you may allow a child to ride in the front seat, just recommendations. Various divisions of the Massachusetts local and state government give informat...Wed, 01 Jul 2009 11:12:00 GMThttp://www.carinsurance.com/kb/content50436.aspx Some drivers customize their vehicle with a turbo whistle or muffler whistle. Some call them whistle tips, woo woo whistle, muffler whistle, or a turbo whistler. With most CarInsurance.com carriers, when you purchase physical damage, you can add coverage called CPE or Customiz...Wed, 01 Jul 2009 04:51:00 GMThttp://www.carinsurance.com/kb/content50282.aspx The definition of a household member for auto insurance companies can vary from one insurance company to another depending upon the underwriting guidelines of insurance companies. Also state laws and the language (terms) of an auto insurance policy help to define who is a hous...Tue, 30 Jun 2009 14:08:00 GMThttp://www.carinsurance.com/kb/content50295.aspx The Alabama Department of Public Safety (DPS) does not mention any passenger restrictions for those ages 15 or older with a learner's permit. So it is our understanding an AL permit holder can carry other passengers with him or her in the vehicle along with their supervising dri...Tue, 30 Jun 2009 14:08:00 GMThttp://www.carinsurance.com/kb/content50254.aspx Yes, if your son moves to Oregon to work and live he will be considered a resident and thus will need to register, title and insure his car in Oregon as well as obtain a driver's' license there. Residency is establish in various ways but a few are listed in Oregon Revised Statu...Tue, 30 Jun 2009 09:51:00 GMThttp://www.carinsurance.com/kb/content50271.aspx Yes, normally if you move from one state to another state when you are in the period of time that your previous state required you to carry a SR-22 than you will need to continue to carry the SR-22 certificate of financial responsibility, even in your new state. Your new stat...Tue, 30 Jun 2009 07:56:00 GMThttp://www.carinsurance.com/kb/content50281.aspx We are not legal experts so if you allowed someone to drive your vehicle knowing they were unlicensed and both the driver and you, the car owner, were cited by North Carolina law enforcement you should contact the court listed on the ticket for information and then perhaps a l...Tue, 30 Jun 2009 07:56:00 GMThttp://www.carinsurance.com/kb/content50053.aspx Yes, you need to inform the Maryland Motor Vehicle Administration (MVA) of your change of address within the state so that your registration address can be correctly in their system. If you have moved you must notify the MVA of your new address since the address they have on f...Tue, 30 Jun 2009 07:56:00 GMThttp://www.carinsurance.com/kb/content50267.aspx As the Connecticut driver's manual notes, as a driver you must stop for a school bus that is stopped with its red lights flashing whether it is on your side of the road, the opposite side of the road, or at an intersection you are approaching. You are not required to stop if t...Mon, 29 Jun 2009 10:04:00 GMThttp://www.carinsurance.com/kb/content50125.aspx A representative for the Ontario Ministry of Transportation (MTO) told us that the G1 license is a learner's permit and as such, only meant for practice driving in Ontario with a licensed accompanying driver present at all times. A novice license is not considered to be fully ...Mon, 29 Jun 2009 05:46:00 GMThttp://www.carinsurance.com/kb/content50163.aspx No, with just a Florida learner's permit you cannot drive alone anywhere including to school or work. You can only drive with a licensed driver who is at least 21 years old and occupies the front passenger seat AT ALL TIMES. The Florida Department of Highway Safety and Motor...Mon, 29 Jun 2009 05:46:00 GMThttp://www.carinsurance.com/kb/content49726.aspx We contacted the New Jersey Department of Banking and Insurance (DOBI), the insurance regulator for NJ, to clarify if your insurance company could possibly raise your rates due to you making an Uninsured Motorist claim. The NJ DOBI stated that under New Jersey’s tier rating l...Mon, 29 Jun 2009 05:46:00 GMThttp://www.carinsurance.com/kb/content50181.aspx If you are convicted of the absolute sobriety (underage drinking) violation than your auto insurance rates will likely raise significantly. We cannot say how much because it will depend upon the rating system of your specific insurance provider but typically for an alcohol offe...Mon, 29 Jun 2009 05:41:00 GMThttp://www.carinsurance.com/kb/content50058.aspx We contacted the Massachusetts Registry of Motor Vehicles (RMV) to see if a person under the age of 18 is permitted by state laws to purchase, register and insure a motor vehicle. The RMV representative responded that yes, that someone under the age of 18 could indeed purchase...Mon, 29 Jun 2009 05:41:00 GMT