Car Insurance Questions and Answers: CarInsurance.com offers consumers car insurance quotes, policies, news resources and this question and answer blog. If you would like to add this RSS feed to your page, you must keep the links to our site active. CarInsurance.com promotes a resource site for informed consumers.http://www.carinsurance.com/kb/customerservice@carinsurance.comSat, 07 Nov 2009 18:06:24 GMTCarInsurance.com RSS Feed Questions and Answershttp://www.carinsurance.com/kb/content53788.aspx General logic for car insurance is to buy as much insurance as you can to be well protected. So you should carry as much auto insurance as you are first required to (meaning at least your state's minimum coverages ) plus as much other (optional) insurance as you find necessary ...Fri, 06 Nov 2009 08:30:00 GMThttp://www.carinsurance.com/kb/content53814.aspx Intexticating is a term that has been used to refer the act of driving while writing and reading text messages on your cell phone. It is take off on the word intoxicated since if you are intexticated you are driving without focus on the roadway and thus a danger just as person t...Fri, 06 Nov 2009 05:29:00 GMThttp://www.carinsurance.com/kb/content53757.aspx We are not legal advisors, we are insurance agents. Please check with a Louisiana lawyer familiar with this area of law. You cannot claim for these items either with the at-fault party's insurance company or sue the at-fault party for the first $10,000 worth of medical expen...Fri, 06 Nov 2009 05:27:00 GMThttp://www.carinsurance.com/kb/content53955.aspx We recently read the news story about the SUV in Oklahoma that collided with an elephant. We assume that is the situation you are referencing. Apparently, the animal escaped from a nearby circus and collided with an SUV when it ran across a rural highway in Enid, OK . I am sur...Thu, 05 Nov 2009 11:26:00 GMThttp://www.carinsurance.com/kb/content53929.aspx In Oregon House Bill (HB) 2326 amended current auto insurance laws and will go into effect as of January 1, 2010. The basics of the new/amended Oregon laws is that the Property Damage Liability minimum limit is going up from $10,000 to $20,000 and that Personal Injury Protect...Thu, 05 Nov 2009 06:01:00 GMThttp://www.carinsurance.com/kb/content53749.aspx Yes, typically you should be able to use your own Personal Injury Protection (PIP) as well as your own medical coverage for your wife's injuries she sustained as a pedestrian who was hit by an uninsured motorist. The law in Washington State does not require drivers to have PI...Wed, 04 Nov 2009 06:14:00 GMThttp://www.carinsurance.com/kb/content53680.aspx Yes, according to the Wyoming Department of Transportation (DOT) you could register a car on your own at age 16. In WY there is not a minimum age to buy, title or register a vehicle. The WY DOT advised us to check with a County Clerks office, since they issue vehicle titles, f...Wed, 04 Nov 2009 06:14:00 GMThttp://www.carinsurance.com/kb/content53739.aspx Texas as most states has a statute of limitations for filing a lawsuit with regards to damages or injuries that were sustained in a motor vehicle accident (MVA). You should seek legal advice from an attorney, but you can use this information for informational purposes. CarIn...Tue, 03 Nov 2009 06:50:00 GMThttp://www.carinsurance.com/kb/content53718.aspx It can be difficult to explain how insurance companies determine rates for a specific vehicle since rating systems differ from insurance company to insurance company. Classifying a vehicle for car insurance also varies from insurance company to insurance company. The classific...Tue, 03 Nov 2009 06:47:00 GMThttp://www.carinsurance.com/kb/content53246.aspx The CarInsurance Premium Index (CPI) data listed on our site list the data that we have available at this time for the individual states monthly average premium amount for the previous 12 months. You can find it on each state page or on the bottom of the Premium Index page. T...Tue, 03 Nov 2009 06:44:00 GMThttp://www.carinsurance.com/kb/content53114.aspx It is legal for the insurance agent to note the incident in your son's insurance file or CLUE report . Whether it is legal for his rates to be raised due to this reporting of an accident or incident that did not result in a claim being filed would depend upon state laws and the...Tue, 03 Nov 2009 06:36:00 GMThttp://www.carinsurance.com/kb/content53671.aspx Auto insurance policy changes were made as part of the Wisconsin 2009-11 state financial budget ( Wisconsin Act 28 ). While none of the policy changes have anything to do with state finances, each of them were placed into the budget and approved with very little legislative deba...Mon, 02 Nov 2009 08:11:00 GMThttp://www.carinsurance.com/kb/content41412.aspx We understand that many users use the Internet to shop for insurance. It can be confusing at times to see different rates at different websites. Progressive's online rates are not the same as the rates from an independent agent like CarInsurance.com. Buying direct or through a...Mon, 02 Nov 2009 06:16:00 GMThttp://www.carinsurance.com/kb/content42471.aspx Utah law requires motorists to carry Bodily Injury and Property Damage Liability insurance to help pay for damages they cause in an auto accident. The minimum amounts drivers are required to carry (since 1/1/2009) are: $25,000 per person and $65,000 for two or more persons for...Sun, 01 Nov 2009 05:39:00 GMThttp://www.carinsurance.com/kb/content14932.aspx In Utah, no-fault insurance must be maintained on all passenger motor vehicles throughout the vehicle's registration period if: you, the owner/operator, is a UT resident or if the owner/operator operates a vehicle that has been in Utah for 90 days or more during the preceding 36...Sun, 01 Nov 2009 05:39:00 GMThttp://www.carinsurance.com/kb/content28233.aspx Utah is no fault insurance state so Personal Injury Protection (PIP) of at least $3000 is required as the "no fault" portion of a UT auto insurance policy. Standard Liability coverage is also mandatory. The state's standard Liability coverage requirements are 25/65/15 as of 1/...Sun, 01 Nov 2009 05:38:00 GMThttp://www.carinsurance.com/kb/content32778.aspx According to the Utah Division of Motor Vehicles (DMV) no-Fault insurance must be maintained on all passenger cars and trucks throughout the vehicle’s registration period if: The owner/operator is a resident; The owner/operator is a non-resident who operates a motor vehicl...Sun, 01 Nov 2009 05:38:00 GMThttp://www.carinsurance.com/kb/content53699.aspx The Pennsylvania Driver's Manual and the Department of Transportation (PennDOT) Driver and Vehicles Services site both state that you must be 16 years of age or older in order to apply for a learner's permit. The learner's permit is the first step in learning to drive in the...Sun, 01 Nov 2009 05:37:00 GMThttp://www.carinsurance.com/kb/content10163.aspx CarInsurance.com offers policies with many insurance companies. When you get a quote you will see rates from companies that offer 6 month policies AND 12 month policies. You get to choose if you want to purchase a 6 month OR a 12 month policy (in some states). You will see a ...Sat, 31 Oct 2009 13:44:00 GMThttp://www.carinsurance.com/kb/content53704.aspx We are not aware of any specific Utah insurance law that speaks about what auto insurance coverage one must have when buying a used car from a dealership. What UT insurance law does contain is insurance information on what is required of any motorist whose vehicle is registere...Sat, 31 Oct 2009 13:39:00 GMT