Car Insurance Questions and Answers: CarInsurance.com offers consumers car insurance quotes, policies, news resources and this question and answer blog. If you would like to add this RSS feed to your page, you must keep the links to our site active. CarInsurance.com promotes a resource site for informed consumers.http://www.carinsurance.com/kb/customerservice@carinsurance.comSat, 20 Mar 2010 22:07:29 GMTCarInsurance.com RSS Feed Questions and Answershttp://www.carinsurance.com/kb/content11038.aspx First of all, if you drive without insurance in Oklahoma , you should be ticketed since it is against the law. Also, a person's driver's license may get suspended for being uninsured. If you feel that the other party is at fault for the accident and want them to pay for you...Fri, 19 Mar 2010 15:11:00 GMThttp://www.carinsurance.com/kb/content11053.aspx Yes, if your fiancé's name is on the title along with you (co-owners or joint owners as you said), he should be able to take out a policy for the vehicle.You would not need to have your own policy out on the vehicle.However if you will be driving the vehicle you will need to be ...Fri, 19 Mar 2010 12:54:00 GMThttp://www.carinsurance.com/kb/content11103.aspx Even though you do not have a driver's license, you should be able to purchase a vehicle and register it in Pennsylvania though you will need at least a state Identification card in PA to do the latter. And even though the vehicle is in your name, your husband should be able t...Thu, 18 Mar 2010 14:43:00 GMThttp://www.carinsurance.com/kb/content56314.aspx There are several states that have minimum Liability limits of 25/50/10. The states currently with these basic limits include: Indiana Kansas Kentucky Missouri Montana New Mexico New York Oregon Vermont Washington State Washington, DC So it will depend upon which s...Wed, 17 Mar 2010 16:15:00 GMThttp://www.carinsurance.com/kb/content11096.aspx Unfortunately, most insurance companies will require you obtain a driver's license from the state which you reside within thirty days of the policy's inception or being added to a policy as a driver since a US license is normally needed in order to rate you as a driver. I woul...Wed, 17 Mar 2010 14:42:00 GMThttp://www.carinsurance.com/kb/content56423.aspx State laws vary but typically you will either find out in court that you are required to obtain a SR-22 or through your Department of Motor Vehicles . Even if it is not stipulated in court that you must carry a SR-22 due to a certain offense your DMV may require you to carry t...Wed, 17 Mar 2010 09:40:00 GMThttp://www.carinsurance.com/kb/content56398.aspx It is unlikely you could get a policy with accident forgiveness right now since you had an accident so recently. In general, to get accident forgiveness with an auto insurance company part of their requirements are that you have not had any accidents for a certain number of ye...Tue, 16 Mar 2010 20:20:00 GMThttp://www.carinsurance.com/kb/content11143.aspx Even though you have been ticketed for driving with a suspended license, there are insurance companies that will insure you; however you will need to be able to reinstate your driver's license within 30 days of the inception of your policy. If you are not able to get your driv...Tue, 16 Mar 2010 18:59:00 GMThttp://www.carinsurance.com/kb/content56530.aspx We contacted the New Jersey Motor Vehicle Commission (MVC) who stated that no, both the owner and the co-owner must be present to sign. So you are unable to register a car without the co-owner also signing the registration application in New Jersey . All vehicles, new and u...Tue, 16 Mar 2010 13:14:00 GMThttp://www.carinsurance.com/kb/content56392.aspx Run away, run away fast. Just kidding. :) Montana requires that you are properly licensed in order to operate a vehicle. There a few laws in Montana that your boyfriend could have been cited under when caught driving without a valid driver's license. Here are the 2 most commo...Tue, 16 Mar 2010 10:23:00 GMThttp://www.carinsurance.com/kb/content11162.aspx Many car insurance companies recognize and reward good students with an extra discount . Usually, this discount is offered to single drivers under 25 years of age. This discount applies to Bodily Injury and Property Damage Liability, Medical Payments, and Comprehensive and Coll...Tue, 16 Mar 2010 10:00:00 GMThttp://www.carinsurance.com/kb/content11209.aspx The parents should be able to get a quote as to how much it will cost to add a driver with a learner's permit to their insurance policy. Depending on the circumstances, the additional driver may have a certain time to obtain a regular driver's license. Also, if the parents add t...Tue, 16 Mar 2010 09:21:00 GMThttp://www.carinsurance.com/kb/content11296.aspx You can insure your vehicles for like coverages with different insurance companies. This may not save you money and in fact be more expensive. Insurance companies often grant a 'multi-car' discount to policies that have more than one vehicle on them. This multi-car discount ...Mon, 15 Mar 2010 15:09:00 GMThttp://www.carinsurance.com/kb/content55937.aspx State laws and insurance company guidelines vary but yes, there are some carriers have the clause in their policy that lowers the limits to state minimums for permissive drivers. When the limits are cut down to the state minimum Liability limits for permissive users instead of...Mon, 15 Mar 2010 10:49:00 GMThttp://www.carinsurance.com/kb/content56324.aspx It is against the law in Colorado to drive your vehicle without insurance. If you are caught driving without insurance there are severe penalties. It is a class 1 misdemeanor traffic offense. A first offense for driving without insurance comes with a $500 minimum fine, licens...Mon, 15 Mar 2010 10:47:00 GMThttp://www.carinsurance.com/kb/content11346.aspx It can be difficult to insure a salvaged or branded title vehicle. Regardless of it looking like it is in new condition or its mileage, insurance companies shy away from insuring these types of vehicles. This is due to its prior accident history and the security it may not be ab...Fri, 12 Mar 2010 14:12:00 GMThttp://www.carinsurance.com/kb/content11457.aspx Most insurance companies will not exclude the named insured - if the policy is in your name, you are the named insured. Even if you are not the named insured not all insurance companies will exclude someone from a policy. The insurance policy will most likely need to be in your...Fri, 12 Mar 2010 13:31:00 GMThttp://www.carinsurance.com/kb/content22476.aspx If you are going to be put on your parent's auto insurance policy as a driver then your driving record will be a rating factor and thus could affect the rates. As a licensed household member and listed driver on the car insurance policy the insurance company will want to chec...Fri, 12 Mar 2010 12:28:00 GMThttp://www.carinsurance.com/kb/content11451.aspx Most insurance companies require you to list all of your household residents and so an 18 year old child still living with you would normally need to be listed on your car insurance policy. With those who are licensed (or of driving age) in your household typically your insuran...Fri, 12 Mar 2010 12:20:00 GMThttp://www.carinsurance.com/kb/content22439.aspx The simple definition of auto insurance Liability coverage is that it pays for your legal responsibility to others for Bodily Injury or Property Damage. Most states car insurance requirements include Bodily Injury and Property Damage Liability coverages. It is important to ha...Fri, 12 Mar 2010 12:05:00 GMT