Car Insurance Questions and Answers: CarInsurance.com offers consumers car insurance quotes, policies, news resources and this question and answer blog. If you would like to add this RSS feed to your page, you must keep the links to our site active. CarInsurance.com promotes a resource site for informed consumers.http://www.carinsurance.com/kb/customerservice@carinsurance.comFri, 20 Nov 2009 21:13:40 GMTCarInsurance.com RSS Feed Questions and Answershttp://www.carinsurance.com/kb/content54178.aspx Even if the car you were driving was uninsured and unregistered you should still be able to make accident claims against the at-fault party's Liability coverages for your vehicle's damages. Since the car you were driving though was without insurance or registration than police...Fri, 20 Nov 2009 06:36:00 GMThttp://www.carinsurance.com/kb/content54180.aspx No, deductibles are not due every time you are in an accident. You have to pay out a deductible though every time you use one of your coverages that have a deductible associated with it. Typically this is your physical damage coverages of Collision and Comprehensive but other ...Fri, 20 Nov 2009 06:36:00 GMThttp://www.carinsurance.com/kb/content54177.aspx Yes, a 17 year old normally can get car insurance for a motor vehicle however since they are a minor a parent or guardian typically will be required to sign on the policy with the teen. In general one must be an adult to obtain an insurance policy on their own, so 18 years of a...Thu, 19 Nov 2009 09:25:00 GMThttp://www.carinsurance.com/kb/content54147.aspx Yes, if you are now a resident of Kansas , which if you are working and living there it would appear you are, it would be illegal for you not to change over your driver's license and registration to KS. The Kansas Department of Revenue states that you have 90 days after esta...Thu, 19 Nov 2009 07:37:00 GMThttp://www.carinsurance.com/kb/content54150.aspx What we consider to be a zip code in the United States is called a postal code in Canada. The Canadian postal code is a six-character alpha-numeric code and specific to where you live in Canada. Across the province of New Brunswick, Canada there are many postal codes so you ...Thu, 19 Nov 2009 07:37:00 GMThttp://www.carinsurance.com/kb/content54140.aspx This speeding ticket could affect your driving privileges with your Commercial Driver's License (CDL). As you know since you have a CDL you have stricter guidelines to follow though besides getting too many points you can get your CDL suspended for other reasons. According t...Wed, 18 Nov 2009 10:23:00 GMThttp://www.carinsurance.com/kb/content54084.aspx I wish, I have been paying for insurance for a long time. Unfortunately, you do not get any money back from insurance companies if you are no longer in need of their services, due not driving. The money you paid out in premiums paid for a service, which was insurance protecti...Tue, 17 Nov 2009 17:39:00 GMThttp://www.carinsurance.com/kb/content54065.aspx Yes, it is our understanding that a new car in West Virginia must display an inspection sticker and thus if the dealer has not obtained it for your vehicle that you would need to get the inspection sticker yourself. The WV Division of Motor Vehicles notes that any vehicle p...Tue, 17 Nov 2009 17:39:00 GMThttp://www.carinsurance.com/kb/content54088.aspx When buying car insurance there are a few out of pocket expenses. The first is your auto insurance premium . You can pay the full amount upfront or in many situations you can pay monthly payments for your insurance with your insurer. Beyond the actual premium amount due to yo...Tue, 17 Nov 2009 17:37:00 GMThttp://www.carinsurance.com/kb/content54124.aspx We contacted the Florida Department of Highway Safety and Motor Vehicles (HSMV) to see what you could do in your situation as a Canadian that spends half the year in Florida and has property in FL but wants to keep your Ontario, Canada residency. The FL HSMV representative sa...Tue, 17 Nov 2009 17:34:00 GMThttp://www.carinsurance.com/kb/content54127.aspx No, it is not correct that all auto insurance policies cover windshield replacements. If you only have the state minimum required insurance for Florida, which is Personal Injury Protection and Property Damage Liability then your windshield would not be covered by these insurance...Tue, 17 Nov 2009 17:33:00 GMThttp://www.carinsurance.com/kb/content54097.aspx Yes, typically your lien holder will require you to carry Comprehensive and Collision coverages the whole time your vehicle is financed, whether the car is 1 year old, 7 years old or 15 years old. The vehicle you financed is the lien holder's asset and so they will normally r...Tue, 17 Nov 2009 09:42:00 GMThttp://www.carinsurance.com/kb/content11066.aspx Yes you can. It can be difficult to insure a vehicle with a salvage title because most insurance companies list it as an unacceptable vehicle. Keep in mind that if you do buy this car with the salvage title or rebuilt title it may be difficult to obtain insurance on it. Due to ...Tue, 17 Nov 2009 04:17:00 GMThttp://www.carinsurance.com/kb/content54064.aspx Yes, the Mandatory Offering of Increased Liability for Claims of Family Members Coverage form is still required in the state of Maryland . Since October 2004 Maryland law has required that, where the liability coverage purchased under a policy or binder of private passenger mo...Tue, 17 Nov 2009 04:13:00 GMThttp://www.carinsurance.com/kb/content54162.aspx If you are in a motor vehicle accident it is advised to make a claim as soon as possible so that the insurance company involved can investigate promptly and settle your claim. If you have reasons to delay a claim than in Kentucky the statute of limitation to make a claim or ...Tue, 17 Nov 2009 04:13:00 GMThttp://www.carinsurance.com/kb/content54136.aspx There is no minimum age to buy a car in Illinois. In IL there is no law prohibiting a minor from holding the title to a vehicle. However, the IL Secretary of State (SOS) advises caution to those that may sell a vehicle to someone younger than 18, because only a buyer 18 and ol...Tue, 17 Nov 2009 04:13:00 GMThttp://www.carinsurance.com/kb/content54061.aspx No, your Gap insurance will not help pay your car payments if you are not working due to a leave of absence from your job. Gap pays out the difference between actual cash value and the balance of the lease or loan. Without the ACV being paid out by your primary insurance pr...Tue, 17 Nov 2009 04:13:00 GMThttp://www.carinsurance.com/kb/content54066.aspx The penalties in Kentucky can be two-fold for you if you are the owner of an uninsured vehicle and caught operating it. The penalties for driving without insurance in KY include fines, jail time and suspension of your driver's license. Kentucky Revised Statutes (KRS) KRS 304....Tue, 17 Nov 2009 04:12:00 GMThttp://www.carinsurance.com/kb/content53761.aspx Yes, according to the Maryland Motor Vehicle Administration (MVA) you can drive a motor scooter with a provisional driver's license. The MVA noted about scooters that a Class M motorcycle license is not required. However they state that each individual operating a moped or a ...Mon, 16 Nov 2009 05:30:00 GMThttp://www.carinsurance.com/kb/content53958.aspx Yes, you likely will have problems in your home state of Pennsylvania if you fail to pay for your Wyoming speeding ticket. Wyoming and Pennsylvania are both members of the Non-Resident Violator Compact (NRVC) which requires member states to suspend the driver’s license of th...Mon, 16 Nov 2009 05:30:00 GMT