PATRICK MCILHERAN; There's Justice in Car Insurers' Credit Scoring

For this year, it seems, car insurers will still be able to judge us by our credit scores. Lots of insurers reckon premiums not just on one's age and driving record but also on what's called an insurance score, derived from your credit score. The scores result in "higher-risk consumers paying higher premiums and lower-risk consumers paying lower premiums" -- in short, justice.....

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