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By G CHAMBERS WILLIAMS III
By G. Chambers Williams III
San Antonio Express-News
A study released recently by the auto insurance consumer Web site insure.com shows that the difference between premiums for a large pickup or SUV versus a small car can be large enough to help pay the extra cost of gasoline for that bigger vehicle, even with fuel above the $3.50 mark.
"Small cars tend to increase insurance costs because they get into more crashes," said Russ Rader of the Insurance Institute for Highway Safety.
Compare the compact, fuel-efficient Honda Civic to the Ford F- series pickup, which the Honda replaced as the nation's best- selling vehicle. The average national premium to insure an F-series pickup is $1,194, compared with $1,670 for the Civic, the study showed.
Even the popular Toyota Prius gasoline-electric hybrid, with the best fuel-economy ratings of any new car on the market at 48 miles per gallon in the city and 45 on the highway, costs more to insure than the F-series pickup: an average of $1,382 a year.
Originally published by BY G. CHAMBERS WILLIAMS III.
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Car Insurance News: Unseen Small-Car Pitfall: Higher Insurance Rates...Get an auto insurance quote!