Car Insurance for Single Parents

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At CarInsurance.com we get many questions from Single Parents looking for answers to questions about their auto insurance.

Here are the most frequently asked questions:

I am divorced and my son stays with his dad part-time. What is the law regarding adding him to my policy?
In general, most insurance companies want to know who resides in your household. From there most insurance companies will want you to either list that person as either 'eligible' to drive or 'excluded' from driving. If you want your son to be covered by your insurance policy you will need to inform your insurance company when he obtains his license (or permit) and most likely they will require you to place him as an eligible driver on the policy. More

Is there an age where children can no longer be insured on their parent's policies?
No, there is not age where children can no longer be insured on their parent's policies.

Insurance companies don't necessarily look at relationships. They look at the risks involved. It also depends on the type of insurance you're asking about. More

I gave my son a vehicle, it is in my name but he said he can carry the insurance on it in his name. Would I still be liable in an accident?
As the car owner you could have vicarious liability. This means you may be liable for the negligent actions of another person (your son) using a vehicle you own, even though you were not directly responsible for the incident. More

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