State auto insurance laws

Colorado legalized marijuana and a reader wants to know if that will affect car insurance.  If you're found to be stoned-driving it most certainly... >>

Some states have a no pay, no play law in place.  We explain how this type of law limits the recovery of certain losses for uninsured motorists. >>

How will a restriction violation affect a teenager’s license and insurance coverage in California?  Our expert gives general as well as state specific... >>

Car insurance minimum requirements vary from state to state since each state sets their own laws.  Some states even permit alternatives to buying auto insurance. >>

Here is a list of minimum car insurance requirements for all 50 states and the District of Columbia. >>

Electronic proof of car insurance is gaining popularity throughout the U.S. Does a photo of your card count, or do you need more? >>

His fiancée drives his car. Does she need to be named on his car insurance card? >>

The new personal injury protection (PIP) regulations that went in effect January 4, 2013 in New Jersey don’t affect how much PIP you buy or how you... >>

Even with changes to the Florida no-fault system, car owners here are still required to purchase $10,000 worth of personal injury protection coverage... >>

Not all states have appeal boards, but states typically do have specific laws regarding what auto insurance companies can surcharge their insured... >>

It’s not very likely that this type of speeding “ticket” would affect your license or insurance. Unless a speeding violation is placed on your... >>

Auto insurance companies will pay out for the repairs of a stolen vehicle, minus your deductible amount, if you have comprehensive coverage on your... >>

Yes, racing, speed contests/competitions or exhibition of speed are all thought of as major violations by both the states and auto insurance... >>

The consequences for a lapse in auto insurance coverage vary by state but can include vehicle registration suspension, driver’s license... >>

You are guilty of failure to provide proof of insurance, but not of driving without insurance.  These are two separate offenses in most states… >>

Pennsylvania law requires you to keep at least state-minimum car insurance coverage on any vehicle that you currently have registered. If you... >>

Most people who own riding mowers do not carry insurance because it is not required by law. Riding lawn mowers are not street legal vehicles... >>

Yes, depending upon state laws it’s possible that you won’t be able to file a car insurance claim or sue for your... >>

When negligence is shared by drivers involved in an auto accident, it comes down to states negligence laws... >>

Due to an interstate agreement, most states’ Departments of Motor Vehicles (DMV) are notified when a driver licensed in their state has been... >>

Yes, it’s true that even if you don’t live in Rhode Island they can place certain conditions on you if you want to drive in their state... >>

Each state has its own auto insurance laws and requirements, so without knowing which state you reside in, I can’t tell you here exactly what your... >>

You can go to the website of the New York Department of Financial Services (DFS) for a comprehensive list of New York insurance codes... >>

Yes, since you live in South Carolina if your windshield were to be again cracked your comprehensive coverage would again pay for the glass to be... >>

Two years ago, Wisconsin finally made auto insurance required of all drivers (with Act 28) but with pretty high limits.  Now new Wisconsin law, Act 14... >>