While teenagers feel excited about getting a new license, parents feel anxious about what their young driver is going to do to their premium. New drivers don't consider how much their policy premium costs. Also, new drivers don't understand the factors that influence their policy premium. When insurance agents work with parents to educate new drivers about young driver car insurance and the insurance questions they may have, a relationship is formed. This relationship influences their future car insurance purchases. When an agent builds a long-lasting relationship with parents, it sets a positive tone for the relationship with the young driver.

Parents look for ways to make sure their young drivers act responsibly when on the road. Teenager’s discussions with their auto insurance agent will open their eyes to the costs and complexities of insurance. Teenagers who learn the value of responsible driving will be more likely to drive defensively. Teenagers who follow the rules of the road and drive defensively keep their insurance premiums from rising.

A solid understanding of traffic tickets, collisions, and reckless behavior motivates teenagers to drive responsibly. Parents and insurance agents working as a team can effectively communicate the importance of safe driving on a young driver’s insurance premium. Parents feel more secure when their young driver understands the importance of safe driving.