When an insurance policy comes up for renewal the insurance company may choose to renew your policy as it is, increase your premiums, offer to transfer your account to a subsidiary company, or even cancel your insurance policy entirely. Filing claims and a major change in credit score represent two of the
most prevalent reasons for the company to change your policy. These two reasons are among the wide variety of reasons an insurance company may change the policy they offer you. Credit score and insurance rates now often go hand in hand.

Some insurance companies cite credit scores as a reason to deny or change the policy. Insurance companies may even deny renewal of coverage if you never filed a claim and paid all your premiums on time. When you notice a significant change in your premium, or receive a denial of policy continuation, check with the insurance company to find out what factors influenced the insurance penalties. Once you understand what influenced the change find a company that does not weigh those factors as heavily.

Some companies do not include credit score in determining risk for auto insurance. Find a no credit check car insurance company if your credit score is the main factor driving up your rates or causing you to be denied.

However, some insurance companies will offer no credit check auto insurance anyway. If you are concerned about how your credit rating will affect your coverage, you probably should find one of those companies. You can use our service to get "no credit check car insurance quotes".