Are you a member of a professional organization, club, sorority, or fraternity? Some auto insurance companies offer special discounts based on the organization you belong to. Even having a degree will give you a discount depending on the company you are getting a quote from.

If you have a degree or graduate degree, call the office of the school you graduated from and see if there is someone on staff that knows which auto insurance companies give those discounts. If you are a member of a club or other association, call them directly and ask if they know which companies give discounts to members.

Having trouble getting answers? Search the Internet or ask auto insurance companies directly if they offer professional association discounts. When you have a group behind you, the discounts can be really good for doing nothing extra. It's like free money in your pocket so it is really worth it to do a little legwork to make sure you are getting an available discount.

Ways to save on auto insurance are many and when you know your associations you can list them off and then just ask customer service if being a member of any of those will help you save on auto insurance. The customer service representative should have access to a list of associations and clubs easily available to help you.