Top Ten College Student Car Insurance Discounts?

Do car insurance companies offer discounts to college students?

1. Living with parents and remaining on their policy often is the easiest way to find cheap car insurance for college students.

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2. College Student car insurance discounts can start with keeping track of mileage. Students who commute a short distance to work and school may qualify for low mileage discounts.

3. College students who earn a grade point average of a “B” or better are often given good student discount auto insurance.

4. Drive an older car. Older vehicles require less coverage and lower collision limits.

5. College students that purchase their car without financing may not be required to carry collision or comprehensive insurance.

6. Get multiple quotes online to find cheap insurance for young drivers without having to fill out the same information for each company.

7. College students need to keep a clean driving record. Cheap car insurance for young drivers becomes much more unlikely with a few speeding tickets or an accident.

8. Never drive intoxicated. A Driving Under the Influence (DUI) conviction may result in a young driver not qualifying for car insurance policies offered by reputable inexpensive companies.

9. Combine car insurance with renters insurance. Many companies offer discounts for college students who carry both their renters and car insurance policy with the same company.

10. When moving it is important for a students to understand how where they move will affect their insurance rate. Insurance companies use the driver’s zip code to help determine the risks the driver represents.

Last Updated 09:07 PM August-30-2011

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