Who Buys the Insurance Policy for a Joint Custody Teen Driver?

For divorced parents of teenage drivers, dealing with who is responsible for insuring the teen driver can get as heated as almost any aspect of a divorce. Divorce and auto insurance policies for teen drivers can also end in confusion for people getting a non-contested divorce. The most confusing situation arises when both parents have joint custody of the teenage driver. Divorce car insurance can be confusing when teenagers are involved.

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If the divorce is contested and the parents are having the courts resolve their issues, they may want to include who will be responsible for paying the teen driver’s premiums. In most cases, insurance divorce law decides that the responsibility will go to the person who has custody of the child.

In equal joint custody situations, the parents should speak to their insurance agent or agents to decide what will be the best way to insure the teenage driver given all the aspects of the situation. An independent broker or online insurance comparison shopping site will be able to let the parents easily compare options and find the right solution for their teen.