Is it better to use a small local agent or an online broker?
When a person looks to buy auto insurance it is important that they avoid some common mistakes. Each car insurance company’s agents will claim their policy is the best on the market. One of the common pitfalls many consumers fall into when they buy auto insurance is to depend solely on the recommendation of a small local agent by a friend or family member. Although a relationship with an agent can be beneficial, individual agents tend to write smaller policies. These smaller policies appear to be a better value at the lower price, but expose the insurance company to less risk. Consumers can get online insurance quotes from multiple sources simply by filling out their information once. This allows the consumer to make sure they are comparing apples to apples and are getting the best value. Another way online auto insurance sites help compare policies is by comparing different deductible levels. Higher deductibles can be very effective in lowering premiums. |