When comparing military discount auto insurance, it is important to consider as many discounts as possible from each carrier. For many drivers, an auto insurance military discount is just a training course away. Also, military personnel need to consider how the company handles discounts for existing military personnel who are honorably discharged or who retire.

For many military personnel, a defensive driving course (DDC) is required to operate a government motor vehicle (GMV). This course is approved by the National Safety Council (NSC) and fulfills the requirements set by most insurance companies.

Many companies treat veterans with the same level of respect as they treat active duty military personnel. If a person has to leave the military, insurance companies will often extend some discounts due to military service. Retired career military personnel often find themselves in very different positions than other retired persons. A military career often leads to early retirement, causing some people to find themselves outside of the norm for their age. Retired military insurance discounts allow retired persons to continue receiving some military service discounts.