What are the most common questions about moving and car insurance?
Moving car insurance from one state to another varies depending on state laws. The top questions about moving and car insurance often revolve around the requirements in the new state. 1. Most states require liability insurance; however, each state’s minimum required liability coverage varies. 2. Is the state a “no fault” state, in which each person’s insurance company covers its own customer? 3. How long after moving to a new state does the driver have to transfer car insurance coverage? 4. Some states require drivers to protect themselves against uninsured motorists. As with liability coverage, the limit minimums vary. 5. How will the driver’s license system in the new state affect the driver’s auto insurance? 6. If only moving temporarily, typically for less than six months, will any change need to be made? 7. Insurance rates vary greatly from state to state. People moving to a new state should research what typical rates are in that state when shopping for coverage. 8. Some states require personal injury coverage. If it is required, how does that affect other coverage? 9. Should a person looking for auto insurance when moving look for a local agent in the area they are moving to? 10. Does the driver’s current car insurance company provide coverage in the state they are moving to? |