For most teens, their sixteenth birthday present isn’t the hottest new sports car. For most, their choice of car is limited by their budget. The choice of cars for teens can have a huge affect on how much the teen will need to spend to keep their car insured. The last thing that is on their mind when shopping for a car is which one will allow them to afford the best auto insurance for young drivers and still have enough money to fill the gas tank. Most teens do not understand the different coverages of auto insurance policies. Teen drivers can save on auto insurance by buying an older car that will not need collision or comprehensive insurance. A "disposable" car allows them to save money in other places, such as insurance costs. When the bottom line is presented, most teens will choose the car.