Home and Auto Insurance for Savings

Many CarInsurance.com parters offer home and car insurance coverage under one umbrella policy, resulting in considerable cost savings. When you call or sign up online for your car and home insurance quote, you'll want to have the following information on hand in order to get an accurate estimate:

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For Auto Insurance

• Names of all drivers
• Driver's license numbers for all drivers
• Knowledge of any tickets or accidents
• Makes and models of cars, plus VIN numbers
• Safety features of the cars, including air bags, alarm systems, remote keyless entry, and anti-lock brakes

For Home Insurance

• Square footage of your home (not the property)
• Age of home (newer homes may cost less to insure)
• Safety details, including deadbolts, burglar alarms, smoke detectors and a home security system
• Knowledge of any riders you may need, such as expensive jewelry

Additionally, let the insurance company know if you live in a non-smoking household as this may lower your premiums.

For Even More Savings

For added savings on your home and car insurance, consider raising your deductible. Get an insurance quote with different levels of deductibles to compare the savings. For instance, by raising the deductible from the minimum $250 to $500, you can save up to 12 percent. Allowing for the maximum deductible of $5,000, you can save as much as 37 percent. If you're raising your deductible, though, make sure you have money in a savings account to cover that deductible in the event of a claim.