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Good news! You don't have to ask for any additional discounts with CarInsurance.com. When you get a quote we automatically ask the right questions to get you the best discounts. [Let CarInsurance.com help you find affordable auto insurance now.]
Here are some of the choices you can make to save on your auto insurance, but remember that each choice may not be your best choice:
Select Higher Deductibles.
Deductibles are the dollar amount you must pay on each loss to which a deductible applies. The insurance company pays the remainder of each covered loss up to the policy limits. If you choose a higher deductible, your car insurance costs will be lower.
Drop Comprehensive and Collision Coverage on older cars.
It may not be cost effective to have collision or comprehensive coverage on cars worth less than a certain amount, because any claim you make would not substantially exceed annual cost and deductible amounts. Here is a great discussion and related questions on the topic at CarInsurance.com: Should you keep full coverage insurance if the auto is not being financed? If so what is the benefit.
Buy a car that is tradionally less expensive to insure.
Avoid cars that are expensive to repair or that are favorite targets for thieves. They will have much higher insurance costs. Read about which cars are cheaper for car insurance.
Get Mileage Discounts.
Companies offer different rates, discounts or surcharges based upon your driving habits. Simply answer your driving habits on CarInsurance.com's Quote Form, vehicle page and we will autmatically apply these discounts.
Automatic Seat Belt and/or Airbag Discounts.
Companies offer different rates, discounts or surcharges based upon your vehicle's safety features. Simply select your car from the list and all the safety features will be automatically selected on the Quote Vehicle page. Any vehicle safety discount feature that is optional will all you to select it. We will autmatically apply these discounts.
These are the most commonly discussed quick car insurance tips. CarInsurance.com has all the tips and advice you need for auto insurance, auto insurance savings AND the tools to save on your auto insurance! In addition, when you are purchasing online at CarInsurance.com, they will ask additional questions like these to you get you discounts on items that may apply to you:
Defensive Driver Training Discounts
Good Student Discounts
Anti-Theft Discounts
Active member of the U.S. Armed Forces Discount
Approved Retirement Community Discount
Group Membership Discounts
Employment or Degree Discounts
Daytime Running lights Discount
Some rates include a discount for this as a safety feature.
Pre-Purchase Discount
Some companies give a discount if you buy a policy seven or more days before your current policy expires.
Multiple Vehicles Discounts
Good Driver Discount
Renewal or Prior Insurance Discount
Multiple Policy Discounts
Get a CarInsurance.com quote today!
Last Updated 09:08 PM August-30-2011
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