| Resources for Young Families |
At CarInsurance.com we get many questions from Young Families looking for answers to their Car Insurance questions.
Here are the most frequently asked questions:
How old do you have to be to ride in the front seat? From ages 4 to 14?
Legislation varies from state to state regarding the issue of seat belts, child restraints and when a child may be allowed to sit in the front seat. The National Highway Traffic Safety Administration (NHTSA) recommends all children under age 13 sit in the back seat of a motor vehicle.
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If I am driving, with my 2 children in the car and I have a wreck, regardless of who might be at fault, will the children be cover by my insurance?
I am assuming that you are asking if bodily injuries that your grandchildren might suffer in an accident would be covered by your auto insurance. It will depend upon what type of car insurance coverage you currently have if your grandchildren would be covered or not if you were to be in an accident, whether at fault or not.
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The other car driver is at fault in the accident and has no insurance. If my child, who resides in my household, is in that automobile accident as a passenger in the car which is not at fault for the accident, can a claim be made against the insurance company of the driver of the car in which my child was the passenger?
You have a few things you will need to do. If you live in a state that requires personal injury protection, you will need to look into your policy and the driver's policy for coverage. Personal injury protection offers protection for injuries regardless of who is at fault in the accident.
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