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4. You got towed after leaving your car parked when a blizzard hit.

towed in snowGusner says you're out of luck if the vehicle was parked illegally when towed by parking enforcement -- car insurance will not help with the costs. However, some cities have waived citations and towing costs when cars had to be towed during extreme weather.

Of course, if your car needs to be towed and your insurance includes roadside-assistance (again, check with your insurer), then use that to move the vehicle before parking enforcement tows it and charges you later.

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