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When does my car no longer need full coverage?

If the value of the car is less than your deductible amount then if you car was damaged it would be totaled out and you would not even be able to make a claim so why carry full coverage? If your car is worth at few hundred or thousand dollars above your deductible amount then look at the cost of carrying full coverage on the car and decide if it is financially beneficial to you or if your car was damaged or totaled you could pay for the repairs or buy a similar car on your own. Read more>