dcsimg
Call Us Toll Free: 1-855-430-7753
Go To Top
Get Personalized Car Insurance Quotes
Age
Currently Insured?
Page 1 of 12

Best and worst states for teen drivers

With prom season in full swing and the school year ending, CarInsurance.com conducted an analysis of safety and insurance cost factors to see which states have  the best driving environments for teens.

The analysis comes at a time when the latest numbers from the National Highway Traffic Safety Administration (NHTSA) show an increase in the number of teen driver-related fatal accidents.

The 2015 figures show that young drivers were involved in 1,886 fatal accidents. This is a 9 percent jump from 2014 (1,886 vs. 1,723). Teen drivers were also involved in 14 percent more crashes in 2015, according to the NHTSA.

Kara Macek, senior director of communications and programs at the Governors Highway Safety Association,  (GHSA) says some of the reasons behind the increase are an improved economy, so teens have more disposable income, people traveling more, and lower gas prices. Teens using social media and messaging apps behind the wheel also play a large role.

CarInsurance.com analyzed five factors for all 50 states and the District of Columbia:

  • Number of teen driver fatalities per 100,000 population

  • Effectiveness of Graduated Driving License components

  • Teen drinking and driving rates

  • Teen emailing/texting and driving rates

  • Average annual insurance costs for teen drivers, which is a reflection of the risk level for this driving group

Maryland topped the list as the safest state for teen drivers at No. 1, while Montana finished in last at No. 51. See the complete report, "Teen driving safety: Least and most dangerous states," that includes detailed information for each state or click through this slideshow to see the top five and bottom five states.

1.Maryland

Maryland

Stricter GDL laws would cut teen driver fatal crash rate by: 19%

Teen driver fatalities: 20

Teen driver fatalities per 100,000: .3

Percentage of teens drinking and driving: 7%

Percentage of teens texting/emailing and driving: 26%

Annual average teen car insurance rate: $3,599

2.New York

New York

Stricter GDL laws would cut teen driver fatal crash rate by: 24%

Teen driver fatalities: 34

Teen driver fatalities per 100,000: .2

Percentage teens drinking and driving: 8%

Percentage teens texting/emailing and driving: 29%

Average annual teen car insurance rate: $3,625

3. Pennsylvania

Pennsylvania

Stricter GDL laws would cut teen driver fatal crash rate by: 27%

Teen driver fatalities: 75

Teen driver fatalities per 100,000: .6

Percentage teens drinking and driving: 5%

Percentage teens texting/emailing and driving: 35%

Average annual teen car insurance rate: $3,160

4.Connecticut

Connecticut

Stricter GDL laws would cut teen driver fatal crash rate by: 17%

Teen driver fatalities: 14

Teen driver fatalities per 100,000: .4

Percentage teen drivers drinking: 7%

Percentage teen drivers texting/emailing: 30%

Average annual teen car insurance rate: $6,822

5. Massachusetts

Massachusetts

Stricter GDL laws would cut teen driver fatal crash rate by: 18%

Teen driver fatalities: 16

Teen driver fatalities per 100,000: .2

Percentage teens drinking and driving: 9%

Percentage teens emailing/texting and driving: 40%

Average annual teen car insurance rate: $3,752

51. Montana

Montana

Stricter GDL laws would cut teen driver fatal crash rate by: 53%

Teen driver fatalities: 18

Teen driver fatalities per 100,000: 1.7

Percentage teens drinking and driving: 11%

Percentage teens texting/emailing and driving: 55%

Average annual teen car insurance rate: $3,721

50. North Dakota

North Dakota

Stricter GDL laws would cut teen driver fatal crash rate by: 56%

Teen driver fatalities: 11

Teen driver fatalities per 100,000: 1.5

Percentage teens drinking and driving: 8%

Percentage teens driving and texting/emailing: 58%

Average annual teen car insurance rate: $3,264

49. Kansas

Kansas

Stricter GDL laws would cut teen driver fatal crash rate by: 46%

Teen driver fatalities: 31

Teen driver fatalities per 100,000: 1.1

Percentage teens drinking and driving: 9%

Percentage teens emailing/texting and driving: 41%

Average annual teen car insurance rate: $3,132

48. Wyoming

Wyoming

Stricter GDL laws would cut teen driver fatal crash rate by: 42%

Teen driver fatalities: 6

Teen driver fatalities per 100,000: .1

Percentage teens drinking and driving: 10%

Percentage teens emailing/texting and driving: 52%

Average annual teen car insurance rate: $2,940

47. Alabama

Alabama

Stricter GDL laws would cut teen driver fatal crash rate by: 45%

Teen driver fatalities: 51

Teen driver fatalities per 100,000: 1

Percentage teen drivers drinking:11%

Percentage teen drivers texting/emailing: 44%

Average annual teen car insurancer rate:$3,811

Older teen drivers more at risk

Drivers ages 18 and 19 account for most teen driver deaths, according to research of fatal crashes over a 10-year period done by the Governors Highway Safety Association (GHSA). Kara Macek, senior director of communications and programs at GHSA, says older teens getting behind the wheel without graduated driver license training may be the reason why.

"As the report shows, one in three teens isn't licensed by the age 18, which means that when they get their license, they often aren't going through the graduated driver licensing process and getting the education necessary to learn safe driving skills," says Macek. "For teens that were licensed at 16 or 17, by the time they're 18 or 19, they've gotten comfortable driving, forgotten some of the training, and are likely to start taking more risks -- even though they're still fairly inexperienced drivers."

As a way to combat this issue, Macek says the GHSA suggests that all states increase GDL laws for drivers until the age of 21. Only New Jersey has that kind of restriction.

"Expanding GDL would ensure that the vast majority of people getting a driver's license for the first time have received adequate training and education on safe driving," she says.

Read the full report on CarInsurance.com.

Categories:

Related articles on CarInsurance.com


Comments

Tell us your thoughts

Leave a Comment
 

0 Responses to "3. Pennsylvania"
Disclaimer: Answers and comments provided are for information purposes. They are not intended to substitute informed professional advice. These responses should not be interpreted as a recommendation to buy or sell any insurance product, or to provide financial or legal advice. Please refer to your insurance policy for specific coverage and exclusion information. Please read our Terms of Service.