Regardless of where you live, you can save on car insurance by shopping around and comparing rates. You should compare car insurance rates upon renewal of your policy, but also if you move, buy a car, get married or divorced, have an accident or add or drop a driver from your policy.
Here are more tips for saving on car insurance:
- Check for discounts you may qualify for
- Maintain good credit
- Buy a car with a strong safety rating
- Raise your deductible if you have an older car or few assets
- Don’t buy comprehensive and collision if you have an older car
To get a customized rate for your age group, gender and preferred coverage level, use our average car insurance rates by ZIP code tool.
CarInsurance.com commissioned Quadrant Information Services to provide a report of average auto insurance rates for a 2016 Honda Accord for nearly every ZIP code in the United States. We calculated rates using data for up to six large carriers (Allstate, Farmers, GEICO, Nationwide, Progressive and State Farm). Averages are based on insurance for a married 40-year-old male who commutes 12 miles to work each day, with policy limits of 100/300/100 ($100,000 for injury liability for one person, $300,000 for all injuries and $100,000 for property damage in an accident) and a $500 deductible on collision and comprehensive coverage. The rate includes uninsured motorist coverage.